Joe is the Executive Vice President of the Property and Casualty Division of Williams-Manny. Joe joined Williams-Manny in 2009 after spending 13 years in public accounting. Joe graduated with his Bachelors in Accountancy from Northern Illinois University. He completed his Certified Public Accountant (CPA) designation in 1997 and completed his Certified Insurance Counselor (CIC) in 2012. Joe recently became a Partner in 2014 and is also part of the Executive Management Team. He is a lifelong resident of the Rockford area and is very involved within the community. Joe is married with 3 children and enjoys spending his free time taking trips with his family, and doing various outdoor activities.